Cottage Clusters

Olsen Communities Cottage Cluster

Late last year, we met with a couple who had been searching for a home for over two years. Frustrated by the lack of options that truly suited their needs, they had explored everything—from a houseboat to a tiny home, and even a sprawling 3,300-square-foot McMansion outside of Salem. While their broad search may have been a bit unconventional, it speaks to a very real challenge: many people today are struggling to find housing solutions that genuinely fit their lives, even when financial limitations aren’t the primary barrier.

After building homes and communities for 30 years, we know that the search for the “right house” is nothing new. It’s an age-old dilemma. But in recent years, it has become even more pronounced as family structures evolve, people live longer, and the rising cost of housing frustrates us all.

One time-tested idea is making a resurgence—especially here in Oregon. It has been known by many names: bungalow courts, cottage developments, courtyard housing. In the building world, and under Oregon’s zoning regulations, it’s called a Cottage Cluster. Whatever the name, the concept is taking hold because it simply makes sense. Year after year, we see more and more people drawn to this kind of living, and for good reason.

Efficient Land Use

Unlike traditional single-family homes that require large lots, cottage clusters make the most of available land by arranging smaller homes around shared green spaces. This design reduces urban sprawl, preserves natural areas, and allows more people to live in established neighborhoods without drastically altering their character. By efficiently using land, cottage clusters provide a thoughtful balance between individual homeownership and community-oriented living.

Lower Infrastructure Costs

The cost of roads, sidewalks, utilities, and other infrastructure can be a major expense in any new development. Cottage clusters require less public improvements as compared to standard subdivisions, resulting in lower upfront costs for developers and long-term savings for municipalities. The smaller infrastructure footprint also reduces maintenance costs over time, making these neighborhoods a more sustainable investment for communities.

Low-Maintenance Yards

Unlike traditional homes with large, private yards that require frequent mowing, watering, and upkeep, cottage clusters are designed with smaller, more manageable outdoor spaces. Many feature shared gardens, courtyards, or walking paths, giving residents access to beautiful outdoor areas without the burden of constant maintenance. This makes cottage clusters an excellent choice for those who appreciate green spaces but prefer a lower-maintenance lifestyle.

Affordability

Because cottage clusters use land more efficiently, reduce infrastructure costs, and eliminate the need for expansive private yards, they often provide a more affordable homeownership option than traditional single-family housing. These homes are ideal for first-time buyers, retirees looking to downsize, or those seeking a high-quality living experience without the financial burden of a large property. By offering smaller, well-designed homes, cottage clusters open the door for more people to enjoy homeownership in desirable locations.

Built-in Community

One of the most distinctive advantages of cottage clusters is their emphasis on community-oriented living. By arranging homes around shared courtyards or pathways, these neighborhoods encourage interaction and foster strong social connections. Unlike standard subdivisions where houses are separated by large yards and garages, cottage clusters are designed to bring people together. Whether it’s chatting with neighbors on a front porch, gathering in a shared green space, or enjoying an impromptu evening stroll, residents experience a deeper sense of connection and belonging.

Proximity to Amenities

Many cottage clusters are strategically located near parks, trails, local shops, and community centers, making them highly walkable and convenient. Their compact footprint allows them to fit seamlessly into established neighborhoods, often within close distance to essential amenities. This means residents can enjoy the best of both worlds: a peaceful, small-scale community setting while still having easy access to recreational areas, dining, and services.

Cohesive Aesthetic & Site Design

Unlike conventional suburban developments where houses vary widely in design and scale, cottage clusters are typically created with a cohesive architectural style and a thoughtful site plan. Homes often feature complementary materials, inviting front porches, and pedestrian-friendly pathways that enhance the neighborhood’s charm. The result is a visually appealing, harmonious community where every home feels like it belongs. This intentional design not only improves aesthetics but also fosters a sense of identity and pride among residents.

Expanded Homeownership Opportunities

In many areas, the cost of single-family homes can be a significant barrier to homeownership. Cottage clusters provide a more accessible alternative, allowing a wider range of people—young professionals, retirees, and small families—to live in vibrant, desirable communities without the high costs associated with traditional housing. These communities create opportunities for people who might otherwise be priced out of a neighborhood, fostering a more diverse and inclusive mix of residents.